Why Use a Mortgage Broker?
- We work for you, not the bank.
- Our services are free as the lender pays us a finder’s fee.
- We have access to competitive interest rates that the banks don’t want you to know about, saving you thousands of dollars.
- We shop the market, saving you time – calling us is like calling over 50 different home mortgage lenders including Banks, Credit Unions and Trust Companies – we have access to all of them.
- Our application process is simple and quick; we’ll take some information and then send it electronically to the lenders that we feel are the best fit for your situation.
- We’ll walk you through the process of getting a mortgage, step by step, especially if you are a first time homebuyer.
- We're available on your terms – day, evening and weekends.
- We pull only one credit bureau search for you but can forward your file to many lenders.
- We offer a large range of products; self-employed, credit challenged, cash back, New to Canada, cottage properties or second homes, HELOC’s (lines of credit), second mortgages and more.
- We are Licensed Experts. You deserve to deal with professional mortgage experts specializing in mortgages from all lenders – not just one.
- We offer Rate Protection. If the rates drop before you close, you automatically get the lower rate and if rates go up you have the lower rate locked in.
- We offer follow up, including annual mortgage check-ups, variable rate updates, and up to date mortgage news that could help you with your upcoming decisions.