Kevin Roye

I am an experienced Mortgage Broker of Integrity with an MBA.
 
Every mortgage I recommend has to pass muster with the following question: “If I were this borrower, would this be the mortgage I would recommend for myself?"

A family man married for 20 years with 3 school-aged children, I’ve worked in finance and consulting for 16 years, and 8 years specifically in mortgages. I’ve owned rental properties, renovated houses done commercial equipment leasing and owned a restaurant franchise. I’ve seen a lot, and financed a lot for myself; so I know from personal experience how hard it can be for the self-employed person.
 
I do purchase financing, refinances, consolidations of debt, CRA payouts, consumer proposal payouts and commercial mortgages. I have access to a lot of private money, and I LOVE solving difficult situations – quite often, the banks themselves will send mortgages to me that they can’t do in-house. I’ve had lots of folks crying on the other side of the table as they recount the difficult circumstances such as job loss, illness or divorce that led them to my office. Many of those folks were crying with joy later when I found a solution that allowed them to keep their home. If you’ve got equity, you’ve got hope!
 
Things are tough for many, and with borrowing rules constantly changing, a steady hand is needed to navigate the mortgage landscape. Even strong borrowers loyal to their bank are finding that their bank is not loyal to them.

Your situation is unique, and my solutions are catered to your needs, not the bank’s. 
 
My clients know that I never stop trying for them, because it's not just your mortgage – it’s ours.

Take care and talk soon,

-Kevin